*, *::before, *::after { -webkit-box-sizing: border-box; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
    margin: 0;
    font-family: Arial, sans-serif;
    line-height: 1.5;
    color: #333;
    background-color: #f8f9fa;
}
.custom-logo-link img{
    max-width: 160px;
    height: auto;
}
@media (max-width: 991px) {
    .custom-logo-link img{
        max-width: 110px;
    }
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

.container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
}

/* Header */
header {
    background-color: #fff;
    color: #004787;
    padding: 1rem 0;
    position: sticky;
    top: 0;
    z-index: 50;
    -webkit-box-shadow: 0 2px 10px rgba(0,0,0,0.08);
    box-shadow: 0 2px 10px rgba(0,0,0,0.08);
}
@media (max-width: 991px) {
    header {
        padding: 0.3rem 0;
    }
}

.header-top {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 1rem;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
}

.header-top .logo {
    font-size: 1.75rem;
    font-weight: bold;
    letter-spacing: 0.2px;
    white-space: nowrap;
}
@media (max-width: 500px) {
    .header-top .logo a{
        font-size: 18px;
    }
}

nav ul {
    list-style: none;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 1rem;
    padding: 0;
    margin: 0;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
}

nav ul li a {
    color: #004787;
    font-weight: bold;
    font-size: 0.95rem;
    opacity: 0.95;
}
@media (max-width: 991px) {
    nav ul li a {
        color: #fff;
    }
}


nav ul li a:hover { opacity: 1; text-decoration: underline; }


/* ---------- BURGER ---------- */

.burger {
    display: none;
    width: 30px;
    height: 22px;
    position: relative;
    background: none;
    border: none;
    cursor: pointer;
    z-index: 1001;
}

.burger span {
    position: absolute;
    height: 3px;
    width: 100%;
    background: #004787;
    left: 0;
    -webkit-transition: all 0.3s ease;
    -o-transition: all 0.3s ease;
    transition: all 0.3s ease;
}
.burger.active span{
    background-color: #fff;
}

.burger span:nth-child(1) { top: 0; }
.burger span:nth-child(2) { top: 9px; }
.burger span:nth-child(3) { bottom: 0; }

/* ---------- ANIMATION TO X ---------- */

.burger.active span:nth-child(1) {
    -webkit-transform: rotate(45deg);
    -ms-transform: rotate(45deg);
    transform: rotate(45deg);
    top: 9px;
}

.burger.active span:nth-child(2) {
    opacity: 0;
}

.burger.active span:nth-child(3) {
    -webkit-transform: rotate(-45deg);
    -ms-transform: rotate(-45deg);
    transform: rotate(-45deg);
    bottom: 10px;
}

.menu-item-has-children{
    position: relative;
}

/* ===== SUB MENU ===== */
.header-menu .sub-menu {
    position: absolute;
    top: 120%;
    left: 0;
    min-width: 260px;
    max-height: 220px;
    overflow-y: scroll;
    list-style: none;
    padding: 12px 0;
    margin: 0;
    border-radius: 12px;
    -webkit-box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
    background-color: #fff;
    gap: 0;
    opacity: 0;
    visibility: hidden;
    -webkit-transform: translateY(10px);
    -ms-transform: translateY(10px);
    transform: translateY(10px);
    -webkit-transition: all 0.25s ease;
    -o-transition: all 0.25s ease;
    transition: all 0.25s ease;
    z-index: 999;
}

/* show on hover */
.header-menu li:hover > .sub-menu,  .header-menu li.menu-open > .sub-menu{
    opacity: 1;
    visibility: visible;
    -webkit-transform: translateY(0);
    -ms-transform: translateY(0);
    transform: translateY(0);
}

.header-menu .sub-menu li {
    padding: 0;
    width: 100%;
}

.header-menu .sub-menu a {
    display: block;
    padding: 10px 18px;
    font-size: 14px;
    color: #333;
    -webkit-transition: all 0.2s ease;
    -o-transition: all 0.2s ease;
    transition: all 0.2s ease;
}
@media (max-width: 991px) {
    .header-menu .sub-menu a {
        color: #fff;
    }
}


.header-menu .sub-menu a:hover {
    background: #f4f8ff;
    color: #0073ff;
}

/* add arrow */
.menu-item-has-children > a::after {
    content: "▾";
    font-size: 12px;
    margin-left: 6px;
    -webkit-transition: -webkit-transform 0.2s ease;
    transition: -webkit-transform 0.2s ease;
    -o-transition: transform 0.2s ease;
    transition: transform 0.2s ease;
    transition: transform 0.2s ease, -webkit-transform 0.2s ease;
}

/* rotate arrow on hover */
.menu-item-has-children:hover > a::after {
    -webkit-transform: rotate(180deg);
    -ms-transform: rotate(180deg);
    transform: rotate(180deg);
}

@media (max-width: 991px) {

    .header-menu {
        -webkit-box-orient: vertical;
        -webkit-box-direction: normal;
        -ms-flex-direction: column;
        flex-direction: column;
        gap: 10px;
    }

    .header-menu .sub-menu {
        position: static;
        -webkit-box-shadow: none;
        box-shadow: none;
        max-height: unset;
        overflow: unset;
        border-radius: 0;
        padding-left: 15px;
        opacity: 1;
        visibility: visible;
        -webkit-transform: none;
        -ms-transform: none;
        transform: none;
        display: none;
        background-color: transparent;
    }

    /*.header-menu li.menu-item-has-children a{*/
    /*    pointer-events: none;*/
    /*}*/

    /* когда активен */
    .header-menu li.menu-open > .sub-menu {
        display: block;
    }

}

/* ---------- OVERLAY ---------- */
.menu-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0,0,0,0.35);
    opacity: 0;
    visibility: hidden;
    -webkit-transition: opacity 0.3s ease, visibility 0.3s ease;
    -o-transition: opacity 0.3s ease, visibility 0.3s ease;
    transition: opacity 0.3s ease, visibility 0.3s ease;
    z-index: 1;
}

.menu-overlay.active {
    opacity: 1;
    visibility: visible;
}

/* ---------- MOBILE MENU ---------- */

@media (max-width: 991px) {

    .burger {
        display: block;
        z-index: 1060;
    }

    .main-navigation {
        position: fixed;
        top: 0;
        right: -300px;
        width: 300px;
        height: 100%;
        background: #125694;
        padding: 100px 30px 30px;
        -webkit-transition: right 0.4s ease;
        -o-transition: right 0.4s ease;
        transition: right 0.4s ease;
        z-index: 1050;
        overflow-y: auto;
    }

    .main-navigation ul {
        -webkit-box-orient: vertical;
        -webkit-box-direction: normal;
        -ms-flex-direction: column;
        flex-direction: column;
        gap: 20px;
    }

    .main-navigation.active {
        right: 0;
    }

    body.menu-open {
        overflow: hidden;
    }
}

/* ---------- FULL WIDTH UNDER 500px ---------- */

@media (max-width: 500px) {

    .main-navigation {
        width: 100%;
        right: -100%;
    }

}






/* Shared section spacing */
.section-pad { padding: 3rem 0; }
.section-title h2 {
    text-align: center;
    margin: 0 0 2rem;
    font-size: 2rem;
    color: #004787;
}
.cta-band h2{
    color: #004787;
}
.section-subtitle p{
    text-align: center;
    margin: -1.4rem auto 2rem;
    max-width: 820px;
    color: #555;
    font-size: 1rem;
}

/* Hero */
.hero {
    position: relative;
    background:
            -webkit-gradient(linear, left top, left bottom, from(rgba(0, 39, 74, 0.7)), to(rgba(0, 39, 74, 0.7)));
    background:
            -o-linear-gradient(rgba(0, 39, 74, 0.7), rgba(0, 39, 74, 0.7));
    background:
            linear-gradient(rgba(0, 39, 74, 0.7), rgba(0, 39, 74, 0.7));
    background-size: cover;
    background-position: center;
    color: #fff;
    text-align: center;
    padding: 4rem 1rem;
}
@media (min-width: 768px) {
    .hero {
        max-height: 333px;
        display: flex;
        justify-content: center;
        align-items: center;
    }
}

.hero h1 {
    font-size: 2.8rem;
    margin: 0 0 1rem;
}

.hero p {
    font-size: 1.2rem;
    max-width: 760px;
    margin: 0 auto 1.5rem;
}

.hero-actions {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 0.75rem;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
}
.has-text-align-left{
    text-align: left!important;
}

.cta-btn {
    background-color: #ffb600;
    color: #fff;
    border: none;
    padding: 0.85rem 2rem;
    font-size: 1rem;
    border-radius: 0.3rem;
    cursor: pointer;
    -webkit-transition: background 0.25s ease, -webkit-transform 0.05s ease;
    transition: background 0.25s ease, -webkit-transform 0.05s ease;
    -o-transition: background 0.25s ease, transform 0.05s ease;
    transition: background 0.25s ease, transform 0.05s ease;
    transition: background 0.25s ease, transform 0.05s ease, -webkit-transform 0.05s ease;
    font-weight: bold;
}
.cta-btn:hover { background-color: #e5a600; }
.cta-btn:active { -webkit-transform: translateY(1px); -ms-transform: translateY(1px); transform: translateY(1px); }

.ghost-btn a{
    background: transparent!important;
    color: #fff;
    border: 2px solid rgba(255,255,255,0.7);
    padding: 0.7rem 1.5rem;
    border-radius: 0.3rem;
    cursor: pointer;
    -webkit-transition: border-color 0.25s ease, background 0.25s ease;
    -o-transition: border-color 0.25s ease, background 0.25s ease;
    transition: border-color 0.25s ease, background 0.25s ease;
    font-weight: bold;
}
.ghost-btn a:hover {
    border-color: #fff;
    background: rgba(255,255,255,0.08) !important;
}


.cov-grid > .wp-block-group__inner-container{
    display: -ms-grid;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 1.25rem;
}
.cov > .wp-block-group__inner-container{
    background: #fff;
    border-radius: 0.75rem;
    padding: 1.25rem;
    border: 1px solid rgba(0, 0, 0, 0.05);
    -webkit-box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
}
.cov ul{
    margin: 0.4rem 0 0;
    padding-left: 1.1rem;
    color: #555;
}
.btn-small a{
    border: 1px solid rgba(0, 71, 135, 0.18);
    background: #fff!important;
    font-weight: bold;
    border-radius: 0.5rem;
    padding: 0.7rem 0.9rem;
    cursor: pointer;
    -webkit-transition: -webkit-transform 0.05s ease, -webkit-box-shadow 0.15s ease;
    transition: -webkit-transform 0.05s ease, -webkit-box-shadow 0.15s ease;
    -o-transition: transform 0.05s ease, box-shadow 0.15s ease;
    transition: transform 0.05s ease, box-shadow 0.15s ease;
    transition: transform 0.05s ease, box-shadow 0.15s ease, -webkit-transform 0.05s ease, -webkit-box-shadow 0.15s ease;
    font-size: 0.92rem;
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    gap: 0.45rem;
}
.btn-small a span{
    color: #004787!important;
}
.btn-small a:hover {
    -webkit-box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
}

.cta-band {
    background: -webkit-gradient(linear, left top, left bottom, from(rgba(0, 71, 135, 0.08)), to(transparent));
    background: -o-linear-gradient(top, rgba(0, 71, 135, 0.08), transparent);
    background: linear-gradient(180deg, rgba(0, 71, 135, 0.08), transparent);
    border-top: 1px solid rgba(0, 0, 0, 0.04);
    border-bottom: 1px solid rgba(0, 0, 0, 0.04);
}
.cta-band h3{
    margin: 0 0 0.4rem;
    color: #004787;
}

.cta-band-inner > .wp-block-group__inner-container{
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 1.25rem;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
}
.horizontal-band > .wp-block-group__inner-container{
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    flex-wrap: wrap;
}
/*.cta-band-inner > .wp-block-group__inner-container{*/
/*    display: grid;*/
/*    grid-template-columns: 1.2fr 0.8fr;*/
/*    gap: 1.25rem;*/
/*    align-items: center;*/
/*}*/

@media (max-width: 520px) {
    .cta-band-inner > .wp-block-group__inner-container{
        -ms-flex-wrap: wrap;
        flex-wrap: wrap;
    }
    /*.cta-band-inner > .wp-block-group__inner-container{*/
    /*    grid-template-columns: 1fr;*/
    /*}*/
}

.cta-band .actions{
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-pack: end;
    -ms-flex-pack: end;
    justify-content: flex-end;
    gap: 0.75rem;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
}

/* How it works */
.steps { background-color: #ffffff; }
.step {
    background: #f5faff;
    border-radius: 0.6rem;
    padding: 1.25rem;
    border: 1px solid rgba(0, 0, 0, 0.04);
    -webkit-box-shadow: 0 2px 5px rgba(0, 0, 0, 0.05);
    box-shadow: 0 2px 5px rgba(0, 0, 0, 0.05);
}
.step .n p{
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    width: 34px;
    height: 34px;
    border-radius: 999px;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    font-weight: bold;
    background: rgba(255, 182, 0, 0.18);
    border: 1px solid rgba(255, 182, 0, 0.35);
    color: #7a4e00;
    margin-bottom: 0.6rem;
}
.step-grid > .wp-block-group__inner-container{
    display: -ms-grid;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 1.5rem;
}
.card {
    text-align: center;
    padding: 1.5rem;
    border-radius: 0.5rem;
    background-color: #f5faff;
    -webkit-box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
}
.step-number p{
    width: 50px;
    height: 50px;
    line-height: 50px;
    border-radius: 50%;
    background-color: #ffb600;
    color: #fff;
    font-size: 1.3rem;
    margin: 0 auto 1rem;
    font-weight: bold;
}
.card-title p{
    font-weight: bold;
    margin-bottom: 0.5rem;
    font-size: 1.1rem;
    color: #004787;
}
.card .wp-block-stackable-text:not(.step-number, .card-title) p{
    margin: 0; color: #555; font-size: 0.95rem;
}

/* Explore by Category */
.categories { background-color: #eef5fc; }
.category-grid > .wp-block-group__inner-container{
    display: -ms-grid;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
    gap: 1.2rem;
}
.category-card > .wp-block-group__inner-container{
    background: #fff;
    border-radius: 0.6rem;
    padding: 1.25rem 1.25rem 1.1rem;
    -webkit-box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: 0.55rem;
    -webkit-transition: -webkit-transform 0.15s ease, -webkit-box-shadow 0.15s ease;
    transition: -webkit-transform 0.15s ease, -webkit-box-shadow 0.15s ease;
    -o-transition: transform 0.15s ease, box-shadow 0.15s ease;
    transition: transform 0.15s ease, box-shadow 0.15s ease;
    transition: transform 0.15s ease, box-shadow 0.15s ease, -webkit-transform 0.15s ease, -webkit-box-shadow 0.15s ease;
    border: 1px solid rgba(0,0,0,0.04);
    min-height: 140px;
}
.category-card > .wp-block-group__inner-container:hover {
    -webkit-transform: translateY(-2px);
    -ms-transform: translateY(-2px);
    transform: translateY(-2px);
    -webkit-box-shadow: 0 8px 20px rgba(0,0,0,0.08);
    box-shadow: 0 8px 20px rgba(0,0,0,0.08);
}
.category-top > .wp-block-group__inner-container{
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    gap: 0.75rem;
}
.pill {
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    padding: 0.25rem 0.55rem;
    border-radius: 999px;
    background: #f5faff;
    color: #004787;
    font-weight: bold;
    font-size: 0.78rem;
    border: 1px solid rgba(0,71,135,0.12) !important;
    white-space: nowrap;
}
.category-card h3 {
    margin: 0;
    color: #004787;
    font-size: 1.15rem;
    line-height: 1.25;
    min-height: 46px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
}
.category-card .desc {
    color: #555;
    font-size: 0.92rem;
    margin: 0;
}
.category-card .link {
    margin-top: auto;
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 0.4rem;
    color: #004787;
    font-weight: bold;
    font-size: 0.92rem;
}
.category-card .link span {
    -webkit-transition: -webkit-transform 0.15s ease;
    transition: -webkit-transform 0.15s ease;
    -o-transition: transform 0.15s ease;
    transition: transform 0.15s ease;
    transition: transform 0.15s ease, -webkit-transform 0.15s ease;
}
.category-card:hover .link span { -webkit-transform: translateX(2px); -ms-transform: translateX(2px); transform: translateX(2px); }

/* Why Choose Us */
.benefits { background-color: #ffffff; }
.benefit-grid > .wp-block-group__inner-container{
    display: -ms-grid;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 1.5rem;
}
.benefit-card {
    text-align: center;
    background-color: #f9f9f9;
    padding: 1.5rem;
    border-radius: 0.5rem;
    -webkit-box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
}
.benefit-left .benefit-card{
    text-align: left;
}
.benefit-card .wp-block-list{
    text-align: left;
}
.benefit-card h3 { font-size: 1.2rem; margin: 0 0 0.5rem; color: #004787; }
.benefit-card p { font-size: 0.95rem; color: #555; margin: 0; }

/* Insurance Insights & Resources */
.guides-pagination{
    text-align: center;
    margin-top: 30px;
}
.page-numbers.current{
    color: #004787;
    font-weight: bold;
}
.articles { background-color: #eef5fc; }
.article-grid, .companies {
    display: -ms-grid;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 1.5rem;
}
.company, .article{
    background-color: #ffffff;
    border-radius: 0.5rem;
    -webkit-box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    overflow: hidden;
    border: 1px solid rgba(0,0,0,0.04);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
}
.article {
    min-height: 320px;
}
.related-guides{
    margin-bottom: 45px;
}
@media (min-width: 767px) {
    .article, .company {
        max-width: 384px;
    }

}

.article img, .company img { width: 100%; height: 160px; -o-object-fit: cover; object-fit: cover; }
.article-content, .company-content { padding: 1rem; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-orient: vertical; -webkit-box-direction: normal; -ms-flex-direction: column; flex-direction: column; gap: 0.35rem; -webkit-box-flex: 1; -ms-flex: 1; flex: 1; }
.article-content h3, .company-content h3 { font-size: 1.1rem; margin: 0; color: #004787; }
.article-content p, .company-content p { font-size: 0.92rem; color: #555; margin: 0; }
.article-content .meta { font-size: 0.82rem; color: #6b7280; }
.readmore{
    margin-top: auto;
    color: #004787;
    font-weight: bold;
    font-size: 0.92rem;
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 0.4rem;
}

/* Video Overview */
.video { background-color: #ffffff; }
.video-wrapper {
    position: relative;
    max-width: 730px;
    min-height: 200px;
    margin: 20px auto;
    padding-top: 35%;
    border-radius: 0.75rem;
    overflow: hidden;
    -webkit-box-shadow: 0 10px 30px rgba(0, 0, 0, 0.22);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.22);
    border: 1px solid rgba(0,0,0,0.05);
}
.video-wrapper .wp-block-group__inner-container, .video-wrapper .wp-block-embed__wrapper, .video-wrapper .wp-block-video video{
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    border: none;
}
.video-wrapper .wp-block-video video{
    -o-object-fit: cover;
    object-fit: cover;
}
.video-wrapper iframe {
    position: absolute;
    top: 0; left: 0;
    width: 100%; height: 100%;
    border: none;
}

/* Our Trusted Partners */
.partners { background-color: #eef5fc; }
.wp-block-gallery.partners-slider, .wp-block-gallery.partners-slider .slick-track{
    display: -ms-grid;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
    gap: 1.25rem;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
}
@media (max-width: 500px) {
    .wp-block-gallery.partners-slider .slick-track{
        display: -webkit-box;
        display: -ms-flexbox;
        display: flex;
    }
}
.partners-slider .wp-block-image img{
    -o-object-fit: contain!important;
    object-fit: contain!important;
}

.partners-slider .wp-block-image{
    background: #fff;
    border-radius: 0.6rem;
    padding: 1rem;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    min-height: 80px;
    width: 100% !important;
    -webkit-box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    border: 1px solid rgba(0,0,0,0.04);
}
.partner-tile img {
    height: 42px;
    -o-object-fit: contain;
    object-fit: contain;
    -webkit-filter: grayscale(100%);
    filter: grayscale(100%);
    opacity: 0.85;
    -webkit-transition: opacity 0.2s ease, -webkit-filter 0.2s ease;
    transition: opacity 0.2s ease, -webkit-filter 0.2s ease;
    -o-transition: filter 0.2s ease, opacity 0.2s ease;
    transition: filter 0.2s ease, opacity 0.2s ease;
    transition: filter 0.2s ease, opacity 0.2s ease, -webkit-filter 0.2s ease;
}
.partner-tile:hover img { -webkit-filter: grayscale(0%); filter: grayscale(0%); opacity: 1; }

/* Testimonials */
.testimonials { background-color: #ffffff; }
.testimonial-grid {
    display: -ms-grid;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 1.5rem;
}
.testimonial-grid .slick-track{
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 15px;
}
.testimonial {
    background-color: #f9f9f9;
    padding: 1.5rem;
    border-radius: 0.5rem;
    -webkit-box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    text-align: center;
}
.testimonial img {
    width: 60px; height: 60px;
    -o-object-fit: cover;
    object-fit: cover;
    border-radius: 50%;
    margin: 0 auto 0.8rem;
}
.testimonial p { font-size: 0.92rem; color: #555; margin: 0 0 0.6rem; }
.testimonial .author { font-weight: bold; font-size: 0.95rem; color: #004787; }
.testimonial .sub { font-size: 0.82rem; color: #6b7280; }

/* Top States We Cover */
.states { background-color: #eef5fc; }
.states-grid {
    display: -ms-grid;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(170px, 1fr));
    gap: 0.9rem;
}
.state-chip {
    background: #fff;
    border-radius: 999px;
    padding: 0.75rem 1rem;
    text-align: center;
    font-weight: bold;
    color: #004787;
    -webkit-box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
    border: 1px solid rgba(0,0,0,0.04);
    cursor: pointer;
    -webkit-transition: -webkit-transform 0.12s ease;
    transition: -webkit-transform 0.12s ease;
    -o-transition: transform 0.12s ease;
    transition: transform 0.12s ease;
    transition: transform 0.12s ease, -webkit-transform 0.12s ease;
    max-width: 290px;
}
.state-chip:hover { -webkit-transform: translateY(-1px); -ms-transform: translateY(-1px); transform: translateY(-1px); }
.states-note {
    margin: 1rem auto 0;
    max-width: 860px;
    text-align: center;
    color: #555;
    font-size: 0.92rem;
}

/* FAQ */
.faq { background-color: #ffffff; }
.faq-wrap { max-width: 900px; margin: 0 auto; }
.rank-math-list-item { border-bottom: 1px solid #ccc; margin-bottom: 0.5rem; }
.rank-math-list-item .rank-math-question {
    width: 100%;
    margin: 0;
    background: none;
    border: none;
    text-align: left;
    padding: 0.55rem 0;
    font-size: 1rem;
    font-weight: bold;
    cursor: pointer;
    color: #004787;
    position: relative;
}
.rank-math-list-item .rank-math-question::after {
    content: '+';
    position: absolute;
    right: 0;
    top: 50%;
    -webkit-transform: translateY(-50%);
    -ms-transform: translateY(-50%);
    transform: translateY(-50%);
    font-weight: bold;
}
.rank-math-list-item.active .rank-math-question::after { content: '-'; }

.rank-math-list-item .rank-math-answer {
    max-height: 0;
    overflow: hidden;
    color: #555;
    -webkit-transition: max-height 0.4s ease, opacity 0.3s ease;
    -o-transition: max-height 0.4s ease, opacity 0.3s ease;
    transition: max-height 0.4s ease, opacity 0.3s ease;
    opacity: 0;
}
.rank-math-list-item.active .rank-math-answer {
    opacity: 1;
}
.rank-math-list-item .rank-math-answer p {
    margin: 0;
    padding: 0.45rem 0 0.75rem;
}

.testimonial-slider .slick-dots{
    bottom: -30px;
}

/* Footer */
footer {
    background-color: #004787;
    color: #fff;
    padding: 2rem 0;
}
footer .footer-content {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 1rem;
    text-align: center;
}
footer ul {
    list-style: none;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 1rem;
    padding: 0;
    margin: 0;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
}
footer ul li a { color: #fff; font-size: 0.9rem; opacity: 0.95; }
footer ul li a:hover { opacity: 1; text-decoration: underline; }
footer p { font-size: 0.8rem; opacity: 0.85; margin: 0; }

/* Small helpers */
.text-center { text-align: center; }
.muted { color: #6b7280; }
.top-cta {
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    gap: 0.5rem;
    margin-top: 1.2rem;
}

/* Mobile tweaks */
@media (max-width: 520px) {
    .hero h1 { font-size: 2.15rem; }
    .hero p { font-size: 1.05rem; }
    nav ul { gap: 0.7rem; }
}


.grid{
    display: -ms-grid;
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
    gap: 1rem;
}
.grid .card{
    background: white;
    padding: 1rem;
    border: 1px solid #ddd;
    border-radius: 6px;
    text-align: center;
}

/* contact form */
.wpcf7-spinner{
    display: none;
}
.wpcf7-form input, .wpcf7-form textarea{
    margin-top: 10px;
    padding: 5px 10px;
    border-radius: 0.5rem;
    border-width: 1px;
    border-color: #004787;
    -webkit-box-shadow: none;
    box-shadow: none;
    width: 100%;
    max-width: 400px;
}
.wpcf7-form label{
    font-weight: bold;
}
.wpcf7-not-valid-tip{
    margin-top: 6px;
}

/* discount block */
.disc-wrap {
    background: #fff;
    border-radius: 0.75rem;
    border: 1px solid rgba(0, 0, 0, 0.05);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
    overflow: hidden;
}
.disc-body {
    padding: 1rem;
}
.disc-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 0.85rem;
}
.disc-item {
    background: #f5faff;
    border: 1px solid rgba(0, 0, 0, 0.04);
    border-radius: 0.6rem;
    padding: 0.9rem;
    display: flex;
    gap: 0.6rem;
    align-items: flex-start;
}
.disc-item input {
    margin-top: 0.2rem;
    width: 18px;
    height: 18px;
}
.disc-item .t {
    font-weight: bold;
    color: #004787;
}
.disc-item .d {
    color: #555;
    font-size: 0.92rem;
    margin-top: 0.15rem;
}
.disc-footer {
    padding: 1.5rem 1rem;
    border-top: 1px solid rgba(0, 0, 0, 0.06);
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    flex-wrap: wrap;
    background: #fff;
}
.disc-score {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    flex-wrap: wrap;
    color: #555;
    font-size: 0.95rem;
}
.disc-score strong {
    color: #004787;
}