Non-owner car insurance is designed for people who regularly drive cars they don’t own. Whether you rent, borrow, or carshare — you may still need liability coverage.
Frequent Car Renters
Save by skipping high rental insurance fees.
Borrowers
Drive a friend’s or partner’s car often? Stay protected.
License Reinstatement
SR-22 filing but no car? Non-owner works.
Rideshare Drivers Between Cars
Bridge your gap in coverage.
Note: non-owner insurance typically doesn’t include collision, comprehensive, or rental reimbursement.
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GEICO
2
Progressive
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State farm
Yes. It’s made exactly for people who don’t own cars but still drive.
Usually yes — because there’s no vehicle to insure physically.
No, only liability and sometimes SR-22. No collision or theft coverage.