SR-22 Insurance: How It Works & How to Get Covered Fast

DUI? Suspended license? We’ll help you get back on the road.

What Is SR‑22 and Who Needs It?

SR‑22 isn’t a type of insurance — it’s a certificate your insurer files with the state proving you carry the required liability coverage. If you’ve had a DUI, license suspension, or serious violation, you might be required to carry an SR‑22 for 1–3 years.

How to Get an SR‑22 Today

A simple process to compare options and choose what fits your budget.

1

Get a quote online in minutes

2

Choose your policy and make payment

3

Your insurer files the SR‑22 for you

4

Same-day filing available in most states

Compare SR‑22 Insurance Providers

Not all insurers offer SR‑22 policies. We connect you with those who do — and help you compare rates instantly.

How Much Does SR‑22 Insurance Cost?

SR‑22 filing fees range from $15–$50. But the real cost comes from being labeled “high-risk.” On average, your premium may increase 40–80% depending on the violation and state.

Frequently Asked Questions

Is SR‑22 insurance more expensive?

Yes — due to your driving record. But shopping around can save hundreds.

Can I get SR‑22 without owning a car?

Yes — a non-owner policy with SR‑22 is available.

How long do I need SR‑22?

Typically 1–3 years, depending on the state and offense.

What types of auto insurance can I compare?

Common types include liability, collision, comprehensive, SR-22 filings, non-owner policies, and more depending on your state and profile.

What if I let my policy lapse?

Your SR‑22 period may reset. Continuous coverage is required.